Please read these terms and conditions carefully before using Our Service.
Words with capitalized initial letters have specific meanings defined under these conditions. These definitions apply whether the terms are used in singular or plural.
These Terms and Conditions govern the use of this Service and form a legally binding agreement between You and the Company.
Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms. These apply to all visitors, users, and others who access or use the Service.
By accessing or using the Service, You agree to be bound by these Terms and Conditions. If You do not agree with any part of these Terms, You may not access the Service.
You represent that You are over the age of 18. The Company does not permit those under 18 to use the Service.
Our Service may contain links to third-party websites or services that are not owned or controlled by the Company.
The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites. We strongly encourage You to review the terms and privacy policies of any third-party website You visit.
We may terminate or suspend Your access immediately, without prior notice or liability, if You breach these Terms and Conditions.
Upon termination, Your right to use the Service will cease immediately.
Regardless of any damages You may incur, the Company’s total liability and Your sole remedy will be limited to the amount You actually paid for the Service or $100 if no purchase has been made.
To the maximum extent permitted by law, the Company and its suppliers are not liable for any special, incidental, indirect, or consequential damages.
The Service is provided on an “as is” and “as available” basis without warranties of any kind.
The Company makes no guarantees that the Service will meet Your requirements, be compatible with Your systems, operate without interruption, or be error-free.
These Terms are governed by the laws of Colorado, United States, without regard to conflict of law provisions.
If You have any concerns or disputes about the Service, You agree to first attempt an informal resolution by contacting the Company.
If You are a resident of the European Union, You are entitled to the mandatory provisions of consumer protection laws applicable in Your country.
You represent and warrant that:
If any provision of these Terms is found to be unenforceable, it will be modified to the extent necessary, and the remaining provisions will remain in full force and effect.
Failure to enforce any right or provision of these Terms shall not be considered a waiver of such rights.
These Terms may have been translated for Your convenience. In case of a dispute, the original English version shall prevail.
We reserve the right to modify or replace these Terms at any time. If a revision is material, We will provide at least 30 days’ notice before the new Terms take effect.
By continuing to access or use Our Service after changes become effective, You agree to be bound by the updated Terms. If You do not agree, You must stop using the Service.
If You have any questions about these Terms and Conditions, You can contact us:
With over 10 years of experience, Octa Insurance provides reliable, flexible, and customer-focused insurance solutions to protect you and your loved ones. Secure your future today!